For 2026, in the county of Belen, Valencia, NM, the FHA loan caps are: $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The top loan amount for conventional loans on a single-family residence is $726,200; for two units, it is $929,850; three units top out at $1,123,900; and four-unit properties reach $1,396,800.
Utilize our FHA calculator to access today’s best FHA rates and calculate necessary down payments, income, credit requirements, reserves, and qualification documents.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loans. Discover and evaluate options in Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® swiftly compiles data from thousands of lenders, providing comparisons based on your unique financial situation.
The Loan Limits Comparison Table for 2026 in Belen's county, Valencia, NM enables comparisons of maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for checking qualification standards like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
Belen FHA Lenders |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
