2025 FHA (Government Loans) Limits for El-Cerro-Mission, Valencia County, New Mexico

For 2025, the FHA loan limits in El-Cerro-Mission county of Valencia, NM are set at $356,362 for a single-family home. For two-unit homes, it is $456,275; for three units, it goes up to $551,500; and for four units, the limit is $685,400.

The maximum amount for conventional loans on a single-family residence is $548,250. For duplexes, the cap is $702,000; for triplexes, it is $848,500; and for four-unit properties, it reaches $1,054,500.

You can use our FHA calculator to discover today’s top FHA rates and determine the necessary down payment, income requirements, credit scores, reserves, and documents needed for qualification.

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Explore Your Loan Options in El-Cerro-Mission, NM

Lendersa®'s calculator makes it easy to compare FHA rates and terms with a wide range of other loan programs. Delve into and contrast options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA offerings.

Lendersa® aggregates extensive loan program data from a multitude of lenders and quickly compares it against your specific financial profile and needs.

For 2025 in El-Cerro-Mission county of Valencia, NM, the Loan Limits Comparison Table offers a thorough comparison among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To explore further qualification criteria involving income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits El-Cerro-Mission county of Valencia, NM

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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