In 2025, the FHA loan limit in Meadow-Lake county of Valencia, NM is $356,362 for a single-family home, $456,275 for two units, $551,500 for three units, and $685,400 for four units.
For conventional loans, the maximum amount available for a single-family home is $548,250. For two units, the limit is $702,000; for three units, it's $848,500; and for four units, it reaches $1,054,500.
Utilize our FHA calculator to check today’s best FHA rates and calculate required down payments, income, credit requirements, reserves, and documents necessary for qualification.
The Lendersa® calculator makes it possible to compare FHA rates and terms against various other loan programs. Evaluate options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offers.
Lendersa® compiles extensive loan program data from numerous lenders, facilitating quick comparisons tailored to your financial profile and needs.
The Loan Limits Comparison Table for 2025 in Meadow-Lake county, Valencia, NM provides a detailed comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements like income, reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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