In 2026, the county of Edgewood in Santa Fe, NM has an FHA loan limit of $503,700 for a single-family home. For two units, it's $644,800, for three units $779,450, and for four units $968,650.
The maximum loan amount for conventional loans on a single-family residence is $726,200. For two-unit homes, it reaches $929,850, for three units $1,123,900, and for four units $1,396,800.
Utilize our FHA calculator to get today's best FHA rates and determine the necessary down payment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator aids in comparing FHA rates and terms with those of other loan programs. Evaluate options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offers.
Lendersa® compiles data from thousands of lenders, rapidly matching it to your financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Edgewood, Santa Fe, NM lets you compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $503,700 | $644,800 | $779,450 | $968,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $375,000 | $375,000 | $375,000 | $375,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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