For the year 2026, the FHA loan limit within Grants county of Cibola, NM, for a single-family residence stands at $472,030. For a duplex, it is $604,400, for triplex properties, it amounts to $730,525, and for four-unit buildings, the cap is $907,900.
Regarding conventional loans, the maximum available for a single-family dwelling is $726,200. A two-unit home is capped at $929,850, three-unit residences go up to $1,123,900, and four-unit properties are constrain by a limit of $1,396,800.
Our FHA calculator can guide you in finding today's top FHA rates, as well as equations for your down payment, required income, credit evaluation, necessary reserves, and documents to qualify.
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The Lendersa® calculator lets you readily contrast the rates and terms of FHA loans with a broad spectrum of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Discover and compare them in detail.
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With the Loan Limits Comparison Table for 2026 in Grants county, Cibola, NM, you can evaluate FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum allowable loan sizes. To further evaluate qualification aspects like income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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