During 2026, the FHA loan limits for Paradise-Hills county, Bernalillo, NM are as follows: $356,362 for a single-family home, $456,275 for a two-unit property, $551,500 for three units, and $685,400 for four-unit buildings.
Concerning conventional loans, the maximum loan amounts are $548,250 for a single-family home, $702,000 for a two-unit residences, $848,500 for three units, and $1,054,500 for properties with four units.
Use our FHA calculator to find the best rates today and determine required down payments, income levels, credit qualifications, reserves, and necessary documentation.
The Lendersa® calculator allows you to compare FHA rates and terms against various other loan programs. Explore and contrast options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® aggregates extensive loan program data from numerous lenders, providing fast comparisons matched to your specific financial needs.
In 2026, the Loan Limits Comparison Table for Paradise-Hills county, Bernalillo, NM facilitates the comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To scrutinize qualification requirements including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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