In 2025, the FHA loan limits for Santa-Teresa county of Dona Ana, NM are: $356,362 for a single-family home, $456,275 for a two-unit building, $551,500 for three units, and $685,400 for a four-unit property.
For conventional loans, the maximum loan amount for a single-family residence is $548,250. For two units, it is $702,000; three units accommodate $848,500; and four-unit structures can reach $1,054,500.
Utilize our FHA calculator to discover today’s prime FHA rates and understand the down payment, income level, credit score, reserves, and necessary documents for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms against various loan programs. Investigate and assess Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offers.
Lendersa® gathers detailed data from thousands of lenders, offering rapid comparisons tailored to your financial profile.
For 2025 in Santa-Teresa county of Dona Ana, NM, the Loan Limits Comparison Table allows a comprehensive analysis of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To evaluate qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
