For 2026, the FHA loan limits in Vado county, Dona Ana, NM are set as follows: $356,362 for a single-family home, $456,275 for two-unit properties, $551,500 for three units, and $685,400 for four units.
The maximum amount for conventional loans on a single-family residence is $548,250. For duplexes, it reaches $702,000, for three-unit homes, it's $848,500, and for four-unit buildings, it's set at $1,054,500.
Use our FHA calculator to discover today’s best FHA rates, and calculate down payments, income, credit, reserves, and necessary documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Consider and contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® efficiently gathers loan data from thousands of lenders, offering fast, personalized comparisons aligned with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Vado county, Dona Ana, NM, offers a comprehensive look at maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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