In 2026, the FHA loan limits set for Sunland-Park county, located within Dona Ana, NM, are $356,362 for single-family homes. For properties with 2-units, the limit is $456,275, while 3-units are capped at $551,500, and 4-units have a maximum of $685,400.
The highest loan amount available for conventional loans for a single-family home is $548,250. For 2-unit residences, the limit is $702,000, 3-unit homes have a ceiling of $848,500, and for 4-units, it is set at $1,054,500.
Utilize our FHA calculator to uncover today’s best FHA rates and ascertain the required downpayment, income level, credit score, reserves, and documentation needed for qualification purposes.
With Lendersa® calculator, you can compare FHA rates and terms alongside those of all other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Accessing loan program data from thousands of lenders, Lendersa® efficiently aligns it with your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Sunland-Park county within Dona Ana, NM, helps users compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Compare requirements like income, reserves, and credit with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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