FHA Loan Max Loan amount for Sunland-Park, Dona Ana County, NM in 2026

In 2026, the FHA loan limits set for Sunland-Park county, located within Dona Ana, NM, are $356,362 for single-family homes. For properties with 2-units, the limit is $456,275, while 3-units are capped at $551,500, and 4-units have a maximum of $685,400.

The highest loan amount available for conventional loans for a single-family home is $548,250. For 2-unit residences, the limit is $702,000, 3-unit homes have a ceiling of $848,500, and for 4-units, it is set at $1,054,500.

Utilize our FHA calculator to uncover today’s best FHA rates and ascertain the required downpayment, income level, credit score, reserves, and documentation needed for qualification purposes.

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The Loan Limits Comparison Table for 2026 in Sunland-Park county within Dona Ana, NM, helps users compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Compare requirements like income, reserves, and credit with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Sunland-Park county of Dona Ana, NM

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Sunland-Park FHA Lenders

  • FirstLight Federal Credit Union
  • 3105 Del Rey Blvd, Las Cruces, NM, 88012
  • Lends in New Mexico
  • FirstLight Federal Credit Union is a community financial cooperative dedicated to helping you and your families achieve financial security by providing accessible products, services, tools and education.

    In 1955, nine pioneers developed a plan to help military and civilian personnel on Biggs Air Force Base have more access to credit

  • First New Mexico Bank
  • 300 S Gold Ave, Deming, NM, 88030
  • Lends in New Mexico
  • First New Mexico Bank came to life in Deming in 1962, under its charter name, Deming National Bank. The bank was first located on the corner of Silver Avenue and Pine Street in which Marie's Italian Grill now resides. In November of 1973, the bank moved into a new building at our present location on 300 South Gold Avenue.

  • Mortgage Pro, Inc
  • 708 Mechem Dr, Suite A, Ruidoso, NM, 88345
  • Lends in New Mexico
  • When you go through the motions of buying a property, you want someone with experience by your side every step of the way. As a certified mortgage broker since 1994, we go the extra mile while helping clients buy or refinance their homes. We work diligently towards providing the real estate financing solutions our clients need.

  • Ruidoso Mortgage Inc
  • 1123 Mechem Dr, Suite 1, Ruidoso, NM, 88345
  • Lends in New Mexico
  • We strive to offer superior lending products at competitive terms so we can offer the best possible mortgage experience. The mortgage environment has continued to change and we have integrated with the latest mortgage products to offer solutions to the lending process.Established in 1994.

  • Western Commerce Bank
  • 127 S. Canyon St, Carlsbad, NM, 88220
  • Lends in New Mexico
  • Western Commerce Bank opened its doors June 3, 1961 in the small town of Loving, New Mexico. Since that time, the bank has grown and expanded to include eleven full-service locations throughout New Mexico in Carlsbad, Loving, Hobbs, Lovington, Tatum, and Albuquerque. Our slogan is “Pulling Together For You”, and we take that seriously.

  • First American Bank
  • 303 W Main St, Artesia, NM, 88210
  • Lends in New Mexico
  • First American Bank serves New Mexico with sixteen full service locations in fourteen communities and mortgage offices in Ruidoso, NM, and Rio Rico, AZ. Over the past century, First American Bank has remained true to its mission by providing a full spectrum of financial services; building lasting customer relationships

  • Estacado Federal Credit Union
  • 2220 N Dal Paso Street, Hobbs, NM, 88240
  • Lends in New Mexico
  • On January 13, 1953, a small group of people from the Hobbs Municipal Schools joined together to establish a credit union to offer its members an opportunity to accumulate their savings and create a source of credit. Since 1953, the credit union has experienced changes such as growth, new products & services, and technological improvements.

  • RPM Lending
  • 526 Sun Ranch Village Loop, Los Lunas, NM, 87031
  • Lends in New Mexico
  • We are one of the only few locally owned mortgage brokers in New Mexico. We are passionate over our clients, to us, it’s more than just buying a house, it’s a home, where lasting memories will be made. Our goal and motto is to turn our clients into friends and neighbors with our service, care and expertise.

  • New Mexico Bank & Trust
  • 320 Gold Ave SW, Suite 100, Albuquerque, NM, 87102
  • Lends in New Mexico
  • We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.

Also lends in New Mexico

  • Prime Mortgage LLC
  • 550 S Mesa Hills Dr, Suite A-1, El Paso, TX, 79912
  • Prime Mortgage LLC has a variety of mortgage loan products. FHA, VA, Conventional, Texas Vet,USDA. We also specialize in private mortgage loans. These mortgage loans we fund directly from our office and can assist the "harder" to qualify borrower. Ramsey Esper President of Prime Mortgage LLC.