In 2026, the FHA loan limits for the county of Socorro, Socorro, NM, are set at $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The conventional loan maximums for a single-family residence are $726,200, while a two-unit property is capped at $929,850, three units reach $1,123,900, and for four units, it is $1,396,800.
Leverage our FHA calculator to find today’s most favorable FHA rates and determine the necessary down payment, income, credit requirements, reserves, and documents needed to qualify.
The Lendersa® calculator equips you to compare FHA rates and terms with an array of other loan program options. Compare and assess, among others, Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA.
Lendersa® compiles loan program data from a multitude of lenders, delivering swift comparisons aligned with your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Socorro county within Socorro, NM lets you contrast FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To further explore qualification needs such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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