As of 2026, in Carson-City county, Carson City, NV, the FHA loan limit is $379,500 for a single-family home. For two units, it's $485,800; for three, $587,250; and for four units, $729,800.
For conventional loans, the maximum limit is $548,250 on single-family homes, $702,000 for two units, $848,500 for three, and $1,054,500 for four units.
Use our FHA calculator to explore today’s best rates and determine needed downpayment, income, credit, reserves, and documents for qualification.
Lendersa® calculator helps compare FHA rates and terms with those of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® retrieves data from thousands of lenders, aligning it with your financial profile for quick analysis.
In 2026, the Loan Limits Table in Carson-City, Carson City, NV, contrasts FHA with Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM), and hard money loans. To assess requirements like income, reserves, and credit, use Lendersa® SLIQ™.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $303,600 | $303,600 | $303,600 | $303,600 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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