In 2026, the FHA loan limits in Fernley county of Lyon, NV are: $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
Maximum amounts for conventional loans on single-family residences are $726,200, $929,850 for a two-unit, $1,123,900 for three units, and $1,396,800 for four-unit properties.
Use our FHA calculator to check today’s best FHA rates and figure out the required downpayment, income criteria, credit rating, reserves, and necessary documents to qualify.
The Lendersa® calculator lets you compare FHA rates and terms against other loan programs. Evaluate options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® efficiently collects loan program details from thousands of lenders and compares them with your personalized financial profile and specific needs.
The Loan Limits Comparison Table for 2026 in Fernley county of Lyon, NV, enables a comparison of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and hard money loans. For understanding qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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