2023 FHA (Government Loans) Limits for Fernley, Lyon County, Nevada

In 2025, FHA loan limit in Fernley county of Lyon, Nevada is $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2025 in Fernley county of Lyon, Nevada compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Fernley county of Lyon, NV

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Monarch Mortgage
  • 2435 Pyramid Way, Suite A, Sparks, NV, 89431
  • Monarch Mortgage rates are at an all time low, so if you are considering buying a new home, or refinancing - now is the time and Your more than just a number at Monarch Mortgage - get the personal attention you deserve and also Mortgage Products FHA, VA, CONVENTIONAL, JUMBO and USDA
  • Reverse Mortgages of Nevada
  • 10399 Double R Blvd, Suite 108, Reno, NV, 89521
  • Your loan stays with us and not shipped out during the processing period which is another advantage to working with us. We are attentive to your file at all times & keep you up to date on the progress of the appraisal, loan submittal, document preparation & closing. We are extremely careful about keeping personal information confidential and safe.
  • Integrity Business Solutions
  • 10110 Canyon Country Rd, Reno, NV, 89521
  • To help individuals and companies reach their goals by providing services that meet their needs. This will be done by creating win - win situations that promote integrity. We value character and experience and believe that everyone is capable of contributing to the value proposition.
  • Heritage Bank of Nevada
  • 2330 South Virginia Street, Reno, NV, 89502
  • Heritage Bank of Nevada was founded in 1995, in Northern Nevada. Today, we have seven branches focusing on the Northern Nevada area located in Reno, Spanish Springs, Carson City and Carson Valley. Our goal has always been to our community's finest small and mid-sized business bank, and our focus has led to success and profitability.
  • US Financial, LLC - Mark Lamerdin
  • 1325 Airmotive Way, Suite 175-D, Reno, NV, 89502
  • US Financial is located in Reno, Nevada & has built a strong reputation as an outstanding mortgage company, serving the lending needs of real estate professionals, home builders and helping individuals and families achieve the dream of home ownership throughout Nevada. We understand you have a choice and we want to be your first choice every time.
  • In1Spot Lending LLC
  • 3500 Lakeside Court, Suite 170, Reno, NV, 89509
  • Working with a mortgage broker gives you options and saves you money. We have numerous sources for investors so finding the best loan with the most affordable terms is exactly what we do! We also have access to mortgage loan products that banks and other lending institutions don't normally offer.
  • Mortgage Professionals Group, INC.
  • 6774 S McCarran Blvd, Suite 102, Reno, NV, 89509
  • Whether this is a first home, investment property, an upgrade you’re looking to do, or perhaps refinance the home you already own and love, our professionals will guide you through the process and find the best loan that fits your lifestyle. We make it easy to understand and ensure that our number one priority is taking care of you!
  • Wholesale Mortgage Services
  • 6880 S. McCarran Blvd, Suite 6, Reno, NV, 89509
  • "We know that each Nevada mortgage customer has specific needs, so we strive to meet those needs with a wide array of mortgage products for Nevada homeowners and home buyers. The Wholesale Mortgage Services team and lenders takes pride in our outstanding customer service and individual attention.