In 2026, the FHA loan limit in Reno county of Washoe, NV is $621,000 for a single-family house, $795,000 for duplexes, $960,950 for triplexes, and $1,194,250 for four-unit properties.
The highest allowable loan amount for conventional loans is $726,200 for a single-family residence, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for complexes with four units.
Utilize our FHA calculator to discover today's FHA rates and determine necessary downpayments, income, credit, reserves, and required documents.
The Lendersa® calculator lets you compare FHA rates and terms against various loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers data from thousands of lenders to swiftly match it with your financial profile and requirements.
A Loan Limits Comparison Table for 2026 in Reno county of Washoe, NV, showcases FHA against other loans: Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and hard money. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification needs regarding income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $621,000 | $795,000 | $960,950 | $1,194,250 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $427,800 | $427,800 | $427,800 | $427,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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