In 2026, the FHA loan limit in Sun-Valley county of Washoe, NV is $460,000 for a single-family home, $588,850 for two units, $711,800 for three units, and $884,600 for four units.
For conventional loans on a single-family residence, the maximum is $548,250, with $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Use our FHA calculator to see today’s best FHA rates and determine the downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator enables you to compare FHA rates and terms with all other loan program offerings. Explore options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® gathers loan program data from thousands of lenders and quickly compares it against your financial profile and needs.
Check the Loan Limits Comparison Table for 2026 in Sun-Valley county of Washoe, NV, comparing FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and hard money maximum amounts. For evaluating qualification requirements like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $460,000 | $588,850 | $711,800 | $884,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $368,000 | $368,000 | $368,000 | $368,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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