In 2025, FHA loan limits for Cold-Springs county of Washoe, NV are set at $460,000 for a single-family home. Two-unit dwellings have a limit of $588,850, three-unit homes can reach $711,800, and four-unit properties are capped at $884,600.
For conventional loans, the maximum for a single-family residence is $548,250. This increases to $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Our FHA calculator is available to provide today’s best FHA rates and to calculate the necessary downpayment, income, credit score, reserves, and documents needed to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. With options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans all available, there's plenty to consider alongside FHA offerings.
Lendersa® swiftly retrieves comprehensive loan data from thousands of lenders, aligning it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in Cold-Springs county of Washoe, NV, includes maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification criteria like income, reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $460,000 | $588,850 | $711,800 | $884,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $368,000 | $368,000 | $368,000 | $368,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
