In 2026, the FHA loan limit in Arlington county within Dutchess, NY, is $472,030 for a single-family home. For properties with two units, the limit is $604,400; for three-unit residences, it's $730,525; and for four-unit homes, it reaches $907,900.
For conventional loans, a single-family residence has a maximum of $726,525. For two-unit properties, it climbs to $930,300; for three-units, the cap is $1,124,475; and for four-unit dwellings, it tops at $1,397,400.
Use our FHA calculator to check today's top FHA rates and understand the downpayment, income, credit, reserves, and documentation required for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with other loan program options. Explore options like Conventional loans, Jumbo packages, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers data from thousands of lenders, rapidly aligning it with your distinct financial profile and needs.
The Loan Limits Comparison Table for 2026 in Arlington, located in Dutchess, NY, offers insights into maximum amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze qualification needs such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,200 | $581,200 | $581,200 | $581,200 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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