2026 FHA (Government Loans) Limits for Crown-Heights, Dutchess County, New York

For 2026, the FHA loan limits in Crown-Heights county, Dutchess, NY are set at $356,500 for a single-family home. Two-unit properties have a limit of $456,350, three-unit buildings are capped at $551,650, and four-unit homes at $685,550.

Conventional loans have maximums of $726,525 for a single-family residence. Two units have a cap of $930,300, three units at $1,124,475, and four units reach $1,397,400.

Our FHA calculator helps you find today’s best FHA rates and lets you determine necessary downpayments, income, credit, reserves, and documents needed for qualification.

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The Lendersa® calculator lets you compare FHA rates and terms against other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® gathers data from thousands of lenders and quickly aligns it with your specific financial needs and profile.

The Loan Limits Comparison Table for 2026 in Crown-Heights county of Dutchess, NY provides a look at FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for checking requirements like income, reserves, and credit.

Loan limits Crown-Heights county of Dutchess, NY

SFR 2 Units 3 Units 4 Units
FHA $356,500 $456,350 $551,650 $685,550
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,525 $930,300 $1,124,475 $1,397,400
USDA $581,220 $581,220 $581,220 $581,220
VA $726,525 $930,300 $1,124,475 $1,397,400
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Crown-Heights FHA Lenders

  • Hudson Valley Credit Union
  • PO Box 1071, Poughkeepsie, NY, 12602
  • Lends in New York
  • Today, Hudson Valley Credit Union is a full service not-for-profit financial cooperative, 300, 000+ members strong. We extend membership to our neighbors who live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester Counties.

  • TEG Federal Credit Union
  • 1 Commerce Street, Poughkeepsie, NY, 12603
  • Lends in New York
  • TEG Federal Credit Union is a local, member-owned, not-for-profit, full-service community financial institution open to all those who live, work, worship or attend school in Dutchess, Orange, Ulster, Sullivan, Putnam, Rockland and Westchester County in New York. Since 1969, TEG has been a steady source of financial services to its members.

  • Rhinebeck Bank
  • 6414 Montgomery Street, Rhinebeck, NY, 12572
  • Lends in New York
  • Rhinebeck Bank is a full service, locally focused bank headquartered in Poughkeepsie, NY. We offer a full range of personal checking, savings, money market and certificates of deposit as well as, home equity lines of credit and mortgages. For commercial customers we offer a broad variety of products and services for sole proprietors, partnerships.

  • Ulster Federal Credit Union
  • 127 Schwenk Drive, Kingston, NY, 12401
  • Lends in New York
  • Ulster Federal Credit Union is a non-profit association of member owners whose goal is to provide a variety of financial services that feature benefits and advantages over those generally available from other banking sources and to encourage their use with the specific intent of helping our members improve their personal financial status.

  • Ulster Savings Bank
  • 180 Schwenk Drive, Kingston, NY, 12401
  • Lends in New York
  • Ulster Savings Bank is more than just banking! We offer a full line of products and services for both personal and business such as insurance, payroll services, tax preparation and wealth management. business such as insurance, payrol
    A leader in community giving, Ulster Savings Bank is actively involved in the communities we serve

  • Walden Savings Bank
  • 15 Scott's Corners Drive, Montgomery, NY, 12549
  • Lends in New York
  • Walden Savings Bank is the 11th oldest federally chartered mutual savings bank in the United States and while some banks may come and go, Walden Savings Bank has been here for nearly 150 years. With 11 convenient branch locations throughout the Hudson Valley, including our Dutchess County Lending office

  • Putnam Capital Services
  • 1013 Route 6, Mahopac, NY, 10541
  • Lends in New York
  • At Putnam Capital Services, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Superior Mortgage Co., Inc.
  • 578 Route 32, Highland Mills, NY, 10930
  • Lends in New York
  • Superior Mortgage Co., we specialize in residential and commercial loans. This is all we do so you can count on us to provide the best products and services available. Whether you are purchasing or refinancing or you need a home equity loan, even if you have credit problems, we can help you.When you call Superior Mortgage you work directly with us.

  • Sun Mortgage Company, Inc.
  • 2 Robbie Rd Cortlandt, Manor, NY, 10567
  • Lends in New York
  • Sun Mortgage Company, Inc., professional mortgage company specializing in residential mortgages. 7 years Five Star Mortgage Professionals, Ranking in the top 1% for client satisfaction out of 1,800 Realtors, Westchester Magazine. At Sun Mortgage Company, Inc., we will find a loan that fits each borrower.

  • A.S.A.P. Mortgage Corp.
  • 2 S. Division St, 2nd Floor, Peekskill, NY, 10566
  • Lends in New York
  • ASAP Mortgage Corp. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual home buyers throughout New York, New Jersey, Connecticut, Massachusetts, Pennsylvania, and Florida. We are a full service mortgage brokerage firm with an experienced staff offeri