In the year 2025, the FHA loan limit within Haviland county of Dutchess, NY, is set at $472,030 for a single-family residence. For 2-units, it rises to $604,400, increasing further to $730,525 for 3-unit homes, and reaching $907,900 for 4-unit properties.
The top amount for conventional loans on a single-family residence is $726,525. For duplexes, the cap is $930,300, moving up to $1,124,475 for triplexes, and reaching $1,397,400 for four-unit homes.
Utilize our FHA calculator to access today’s top FHA rates and assess the necessary down payment, income, credit score, reserves, and required documents for qualification.
With the Lendersa® calculator, you can examine and contrast FHA rates and terms alongside those of other loan programs. Review options like Conventional loans, Jumbo packages, VA, USDA, Non-QM, and hard money loans along with FHA offerings.
Lendersa® gathers comprehensive loan program data from thousands of lenders, promptly evaluating it against your distinct financial profile and needs.
The Loan Limits Comparison Table for 2025 in Haviland county, part of Dutchess, NY, helps compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM), as well as hard money maximum loan amounts. For detailed comparison of qualification needs such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,200 | $581,200 | $581,200 | $581,200 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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