As of 2026, the FHA loan limits in Athens of Greene county, NY are defined as: $472,030 for a single-family home, $604,400 for two-unit residences, $730,525 for three-unit homes, and $907,900 for properties with four units.
The maximum amount for conventional loans on a single-family property is $726,200, which increases to $929,850 for two-unit buildings, $1,123,900 for three-unit structures, and $1,396,800 for those with four units.
Check today's top FHA rates with our calculator to determine what's needed for a downpayment, including qualifications regarding your income, credit, reserves, and required documents.
With the Lendersa® calculator, you can easily compare FHA rates and terms against other available loan programs. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly compares a vast database of lender program data to your unique financial profile and needs.
For the year 2026, the Loan Limits Comparison Table for Athens in Greene, NY provides an overview of the highest loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze qualification details such as income, reserves, and credit standards, consider using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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