In 2026, the FHA loan limit set for Greenport county within Columbia, NY is $472,030 for a single-family home. For properties with two units, it is $604,400; for those with three units, $730,525; and for buildings featuring four units, the maximum is $907,900.
The highest loan amount allowed for conventional loans on a single-family residence comes to $726,200. For homes with two units, the cap is $929,850; for structures with three units, it's $1,123,900; and for those with four units, the limit reaches $1,396,800.
Utilize our FHA calculator to access today’s premier FHA rates and to determine what down payment, income level, credit status, reserves, and documentation are required for qualification.
The Lendersa® calculator facilitates comparisons of FHA rates and terms against those from varying loan programs. Carefully explore options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Using data sourced from thousands of lenders, Lendersa® quickly evaluates various programs against your personalized financial profile and unique needs.
Refer to the Loan Limits Comparison Table for 2026 in Greenport county of Columbia, NY to examine maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification criteria including income, reserves, and credit requirements, employ Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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