In 2026, FHA loan limits in Babylon county of Suffolk, NY are set at $1,089,300 for a single-family home, $1,394,775 for two units, $1,685,850 for three-unit properties, and $2,095,200 for four units.
For conventional loans, the highest amount for a single-family residence is $1,089,300. For two units, it is $1,394,775, while $1,685,850 is for three units, and for four-unit homes, it's $2,095,200.
Our FHA calculator allows you to discover today’s leading FHA rates. Determine required down payments, necessary income, credit conditions, reserves, and documentation for qualification.
The Lendersa® calculator facilitates comparison of FHA rates and terms with those of various other loan programs. Evaluate options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® efficiently compiles extensive loan program data from numerous lenders and delivers prompt comparisons aligned with your financial profile.
For 2026, the Loan Limits Comparison Table in Babylon county, Suffolk, NY, enables a comprehensive analysis of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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