In 2026, the FHA loan limits for Deer-Park county within Suffolk, NY are $822,375 for a single-family home, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four units.
The maximum loan amount for conventional loans on a single-family home is $822,375. It rises to $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for a four-unit residence.
Use our FHA calculator to access today’s competitive FHA rates and determine the needed downpayment, income, credit, reserves, and documentation to qualify.
With the Lendersa® calculator, you can compare FHA rates and terms alongside those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans. Explore all available avenues to find what suits you best.
Lendersa® efficiently gathers loan program data from thousands of lenders, aligning it swiftly with your personal financial profile and needs.
The Loan Limits Comparison Table for 2026 in Deer-Park county of Suffolk, NY presents an analysis of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money. To assess qualification requirements like income, reserves, and credit, employ Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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