For 2026, the FHA loan limit in the county of Westchester, Bedford-Hills, NY is $822,375 for a single-family residence, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four units.
The upper loan limit for conventional loans on a single-family home is $822,375, for two units, it's $1,053,000, for three-unit homes $1,272,750, and for four-units, the amount is $1,581,750.
Leverage our FHA calculator to find today's top FHA rates and figure out the needed downpayment, income, credit score, reserves, and documentation for qualification.
The Lendersa® calculator allows for a comprehensive comparison of FHA rates and conditions against other loan options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® secures loan program data from numerous lenders and efficiently aligns it with your unique financial situation.
Review the Loan Limits Comparison Table for 2026 in Bedford-Hills, county of Westchester, NY. This includes a comparison of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For an examination of eligibility requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
Bedford-Hills FHA Lenders |
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