In 2026, the FHA loan limits in Bethpage, part of Nassau county, NY, are $1,089,300 for single-family homes, $1,394,775 for two-unit buildings, $1,685,850 for three-unit structures, and $2,095,200 for four-unit properties.
For conventional loans, the maximum amount is $1,089,300 for a single-family residence. Limits are set at $1,394,775 for duplexes, $1,685,850 for triplexes, and finally $2,095,200 for fourplexes.
Use our FHA calculator to explore today's best rates and calculate the essential downpayment, income, credit score, reserves, and necessary documents for qualification.
Lendersa® helps compare FHA rates and terms with those of other loans. You can explore Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles numerous lenders' data, quickly aligning it to your financial profile.
The Loan Limits Comparison Table for 2026 presents FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximums in Bethpage, Nassau county, NY. Use Lendersa® SLIQ™ to compare qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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