In 2026, the FHA loan limits within Hicksville county, Nassau, NY are structured as follows: $1,089,300 for a single-family home, $1,394,775 for properties with two units, $1,685,850 for three-unit homes, and $2,095,200 for buildings with four units.
The maximum amount available for conventional loans on a single-family residence is $1,089,300. For properties with two units, it is $1,394,775; this rises to $1,685,850 for homes with three units, and $2,095,200 when four units are involved.
Make use of our FHA calculator to access today's optimal FHA rates, and determine the necessary downpayment, income, credit requirements, reserves, and documents needed for successful qualification.
The Lendersa® calculator aids you in comparing the rates and terms of FHA loans with those of other programs. Engage in examining Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® compiles extensive loan program data from thousands of lenders, quickly providing targeted comparisons to match your financial profile and needs.
The Loan Limits Comparison Table for 2026 within Hicksville county, Nassau, NY illustrates maximum limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Assess qualification requirements, including income, reserves, and credit, with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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