For the year 2026, the FHA loan limit in Plainedge county of Nassau, NY, is established at $1,089,300 for a single-family home. It progresses to $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.
The maximum loan amount for conventional loans on a single-family residence reaches $1,089,300, increasing to $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.
Utilize our FHA calculator to explore today’s top FHA rates and determine needed downpayment, credit, income, reserves, and documents for qualification.
The Lendersa® calculator facilitates the comparison of FHA rates and terms with those from other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® assembles loan data from thousands of lenders, allowing for swift comparisons tailored to your unique financial needs.
The Loan Limits Comparison Table for 2026 in Plainedge county, Nassau, NY displays maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For comprehensive qualification comparisons involving income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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