In 2026, the FHA loan limits for Brasher county in St. Lawrence, NY are set at $472,030 for a single-family home, $604,400 for two-unit buildings, $730,525 for three-unit residences, and $907,900 for four-unit structures.
The maximum loan available for conventional loans on a single-family residence is $726,200. For properties with two units, the limit increases to $929,850, for three units it is $1,123,900, and for four units, it's $1,396,800.
Utilize our FHA calculator to determine today's best rates, and calculate necessary downpayment, income levels, credit score, reserves, and document requirements for loan qualification.
With the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles extensive data from thousands of lenders, offering tailored comparisons against your financial profile and specific needs.
For 2026, the Loan Limits Comparison Table in Brasher county, St. Lawrence, NY allows you to compare maximum loan amounts among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze qualifications like income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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