For 2026, the FHA loan cap in Moira county, Franklin, NY is $472,030 for a single-family home, $604,400 for 2-units, $730,525 for three-unit properties, and $907,900 for 4-units.
Conventional loans have a maximum limit of $726,200 for single-family homes, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for properties with four units.
Check out today’s top FHA rates using our FHA calculator to determine necessary downpayment, income, credit, reserves, and qualifying documents.
The Lendersa® calculator allows you to compare FHA rates and terms with other types of loan programs. Assess Conventional loans, Jumbo options, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® swiftly acquires loan program data from a vast selection of lenders and aligns it with your unique financial profile and needs.
Use the Loan Limits Comparison Table for 2026 in Moira county, Franklin, NY to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To evaluate eligibility conditions like income, reserves, and credit, apply the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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