For the year 2025, the FHA loan limit in Brighton county of Monroe, NY, stands at $472,030 for a single-family property. Meanwhile, it is $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit buildings.
As for conventional loans, the maximum loan cap for a single-family dwelling is $726,200; it extends to $929,850 for two-unit structures, $1,123,900 for three units, and $1,396,800 when it comes to four units.
Try out our FHA calculator today to find the best FHA rates. It will guide you on the downpayment, income, credit, reserve requirements, and documentation needed for qualification.
The Lendersa® calculator facilitates the comparison of FHA rates and terms with those of other loan programs. Compare various loan types, including Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans, alongside FHA options.
Lendersa® aggregates loan program data from thousands of lenders and rapidly compares it against your personal financial scenario and needs.
Loan Limit Comparison Chart for 2025 in Brighton county of Monroe, NY lets you compare the highest loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and Hard Money loans. For comparison of qualification criteria such as income, reserves, and credit, make use of Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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