In the year 2026, the FHA loan limit for the area of Webster within the county Monroe, in the state of NY, is set at $472,030 for a single-family residence. For properties with two units, this figure adjusts to $604,400, while for three-unit homes, the limit increases to $730,525, and for residences with four units, it is $907,900.
Regarding conventional loans, the highest loan amount permitted for a single-family home is $726,200. For houses with two units, the limit is $929,850; it rises to $1,123,900 for three-unit properties and reaches $1,396,800 for four-unit configurations.
Utilize our FHA calculator to access the most competitive FHA rates available today and assess the requirements including downpayment, necessary income level, credit score, reserves, and support documents needed for qualification.
Examine and contrast loan offers from a diverse selection of 100 different lenders
The Lendersa® calculator empowers you by enabling comparisons of FHA loan rates and terms with those from other varied loan programs. Dive into the details to explore and assess options such as Conventional loans, Jumbo loans, VA loans, USDA choices, Non-Qm financing, and even hard money loans, all alongside FHA options.
Lendersa® draws on loan program data collected from an extensive array of lenders, delivering comparisons in seconds that are tailored to reflect your individual financial profile and personal requirements.
Included is an extensive Loan Limits Comparison Table for 2026 within Webster county, Monroe, NY, offering a detailed juxtaposition of maximum allowable amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a thorough analysis of qualification requirements like income, reserves, and credit levels, utilize the robust capabilities of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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