For 2026, the FHA loan limits in Brookhaven county, Suffolk, NY are as follows: $1,089,300 for a single-family home, $1,394,775 for two-unit buildings, $1,685,850 for three-unit properties, and $2,095,200 for four-unit structures.
When it comes to conventional loans, the highest available amounts are $1,089,300 for a single-family residence, $1,394,775 for duplexes, $1,685,850 for triplexes, and $2,095,200 for fourplexes.
Our FHA calculator offers you an easy way to access today's best FHA rates and determine what down payment, income, credit, reserves, and documentation are necessary for qualification.
The Lendersa® calculator provides the capability to compare FHA rates and terms across a wide spectrum of other loan programs. Analyze and explore options in Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® compiles loan program data from thousands of lenders and delivers comparisons swiftly, perfectly aligned with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in the county of Brookhaven, Suffolk, NY, facilitates comprehensive comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum amounts. For further examination of qualification requirements, such as income, reserves, and credit metrics, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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