During 2026, FHA loan limits in Calverton county of Suffolk, NY, are set at $1,089,300 for single-family homes, $1,394,775 for two-unit properties, $1,685,850 for three units, and $2,095,200 for four-unit buildings.
The peak loan amount for conventional loans on a single-family home is $1,089,300, increasing to $1,394,775 for properties with two units, $1,685,850 for three-unit homes, and $2,095,200 for four units.
Utilize our FHA calculator to discover today’s optimal FHA rates and determine the necessary downpayment, income, credit, reserves, and documents required for qualification.
Use the Lendersa® calculator to compare FHA rates and terms with those from other loan programs. Consider and evaluate Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® gathers extensive loan program data from thousands of lenders, allowing quick comparison aligned with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Calverton county of Suffolk, NY, enables comparison across maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification requirements such as income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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