In 2025, the FHA loan limits within Camden county of Oneida, NY are as follows: $472,030 for a single-family home, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for buildings with four units.
Regarding conventional loans, the maximum amounts are set at $726,200 for single-family homes, $929,850 for two-unit residences, $1,123,900 for three-unit properties, and $1,396,800 for structures with four units.
Our FHA calculator allows you to explore today’s best FHA rates and assess key qualifying elements, including downpayment, income, credit score, reserves, and necessary documentation.
The Lendersa® calculator helps you compare FHA rates and terms with those of other loan programs. Evaluate various options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA offerings.
Lendersa® efficiently compiles vast amounts of data from thousands of lenders, providing you with tailored comparisons against your unique financial needs and profile.
The Loan Limits Comparison Table for 2025 in Camden county of Oneida, NY provides a comprehensive outline of maximum loan amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to thoroughly assess qualification criteria, including income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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