For 2025, the FHA loan limit in Canisteo, part of Steuben, NY, is $472,030 for single-family homes. Limits increase to $604,400 for two-unit homes, $730,525 for three units, and $907,900 for properties with four units.
Conventional loan maximums are $726,200 for a single-family home, $929,850 for two-unit properties, $1,123,900 for three units, and $1,396,800 for four-unit homes.
Use our FHA calculator to access the best FHA rates available today and evaluate necessary downpayments, income levels, credit scores, reserves, and documentation needed for qualification.
Using the Lendersa® calculator, you can compare FHA loan terms and rates with those of other programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly compiles data from numerous lenders and compares it against your financial profile, offering tailored loan options.
The Loan Limits Comparison for 2025 in Steuben, including Canisteo, NY, compares the maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM, and hard money loans. Utilize the Lendersa® SLIQ™ to review requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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