In the year 2026, within Hornell county, Steuben, NY, the FHA loan limits are $472,030 for a single-family residence, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-unit homes.
For conventional loans, the maximum amount for a single-family home is $726,200, with $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
To find today’s top FHA rates, use our FHA calculator to determine your downpayment, credit score, income, reserves, and the necessary documents for qualification.
With the Lendersa® calculator, explore and contrast FHA rates and terms with other loan offerings like Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.
Lendersa® gathers extensive loan program data from thousands of lenders, providing a swift comparison that reflects your financial profile and requirements.
Loan Limits Comparison Table for 2026 in the county of Hornell, Steuben, NY includes comparing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For detailed qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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