In 2026, the FHA loan limits for Chenango-Bridge county, Broome, NY are $356,362 for a single-family home. For two-unit dwellings, the limit is $456,275, for three units it is $551,500, and for four-unit buildings, it is $685,400.
The maximum loan amount for conventional loans on a single-family residence is $548,250. The limit extends to $702,000 for two-unit homes, $848,500 for three-unit properties, and $1,054,500 for four-unit structures.
Use our FHA calculator to evaluate today's best FHA rates and ascertain necessary downpayment, income requirement, credit score, reserves, and qualification documents.
Lendersa® calculator allows the comparison of FHA rates and terms with all other loan program options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® retrieves data from a multitude of lenders and swiftly compares it to fit your unique financial profile and needs.
For 2026, the Loan Limits Comparison Table in Chenango-Bridge county, Broome, NY provides a comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To assess qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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