For 2026, the FHA loan limits in Chittenango county of Madison, NY are set at $472,030 for single-family homes, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The maximum amounts allowed for conventional loans are $726,200 for single-family houses, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for properties with four units.
Our FHA calculator helps you explore today's best FHA rates and assesses the downpayment, income, credit score, reserves, and documentation you need to qualify.
The Lendersa® calculator provides the capability to compare FHA rates and terms with those of other loan programs. You can explore options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA offerings.
Lendersa® compiles data from thousands of lenders to promptly match it with your specific financial profile and requirements, allowing for a comprehensive comparison.
The Loan Limits Comparison Table for 2026 in Chittenango county of Madison, NY outlines the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification needs, including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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