In 2025, the FHA loan limits in Sullivan, within Madison county, NY, are $472,030 for a single-family home, $604,400 for two-unit dwellings, $730,525 for three-unit structures, and $907,900 for four-unit properties.
The maximum amounts for conventional loans are $726,200 for single-family residences, $929,850 for two-units, $1,123,900 for three-units, and $1,396,800 for four-units.
Use our FHA calculator to discover today's optimal FHA rates, as this tool helps in determining your downpayment, assessing income, credit, reserves, and gathering necessary documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with a wide selection of other loan programs. This includes options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® draws loan program information from a broad spectrum of lenders, rapidly assessing it against your distinct financial profile and needs.
The Loan Limits Comparison Table for 2025 in Sullivan, Madison, NY, displays the highest loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification needs such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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