In 2026, FHA loan limits in Clarence-Center county, Erie, NY are set at $356,362 for a single-family home. For two-unit properties, the limit is $456,275; for those with three units, it's $551,500; and for four-unit dwellings, the limit is $685,400.
Regarding conventional loans, the upper limit for a single-family residence is $548,250. For two units, the cap is $702,000; for three units, it is $848,500; and for four-unit homes, it reaches $1,054,500.
Use our FHA calculator to find today's top rates and calculate required downpayment, income, credit, reserves, and documents to qualify.
The Lendersa® calculator helps you compare FHA rates and terms with other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers data from thousands of lenders, offering quick comparisons with your financial profile.
Check the Loan Limits Comparison Table for 2026 in Clarence-Center, Erie, NY, to assess maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparing qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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