For the year 2026, the FHA loan limit in Harris-Hill county of Erie, NY is outlined as follows: $356,362 for single-family homes, $456,275 for properties with two units, $551,500 for three-unit residencies, and $685,400 for four-unit buildings.
Conventional loans have maximum limits set at $548,250 for a single-family home. For two-unit houses, it's $702,000, for three-unit dwellings, it's $848,500, and for four-unit homes, it's $1,054,500.
Our FHA calculator is an excellent tool to check today's top FHA rates, helping you discover the necessary downpayment, income requirements, credit score, reserves, and documents you need to qualify.
The Lendersa® calculator aids in comparing FHA rates and terms across various other loan programs. Dive deep into options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® quickly collects comprehensive data from thousands of lenders and matches it to your individual financial situation, offering tailored comparisons.
Refer to the Loan Limits Comparison Table for 2026 in Harris-Hill county of Erie, NY. Compare the highest loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and hard money loans. To see qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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