For 2026, FHA loan limits in Erie county, Concord, NY are $472,030 (single-family), $604,400 (2-units), $730,525 (3-units), and $907,900 (4-units).
Conventional loan limits reach $726,200 (single-family), $929,850 (2-units), $1,123,900 (3-units), and $1,396,800 (4-units).
Check today’s top FHA rates and qualification details, such as down payment and income, with our FHA calculator.
The Lendersa® tool helps compare FHA rates and terms with various other mortgages, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money types.
With data from numerous lenders, Lendersa® swiftly aligns it to your financial profile for comparison.
In 2026, view maximum loan amounts for FHA and other types in Erie, Concord, NY using Lendersa® Super Loan Integrated Qualifier (SLIQ™) to see requirements like income and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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