2025 FHA (Government Loans) Limits for Springville, Erie County, New York

In 2025, the FHA loan limit in Springville county of Erie, NY is as follows: $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.

The maximum loan amount for conventional loans on a single-family residence is $726,200, for two-unit homes it is $929,850, for three-unit properties $1,123,900, and $1,396,800 for four-unit homes.

Access our FHA calculator to discover today’s top FHA rates and determine the required downpayment, income level, credit status, reserves, and necessary documents for qualification.

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Examine Your Loan Choices in Springville, NY

The Lendersa® calculator helps you compare FHA rates and terms with those of other loan programs. Look into Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA options.

Lendersa® efficiently collects loan program data from thousands of lenders to match it with your unique financial profile and needs.

See the Loan Limits Comparison Table for 2025 in Springville county of Erie, NY to review FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare criteria such as income, reserves, and credit requirements.

Loan limits Springville county of Erie, NY

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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  • Elmira Savings Bank is a full service community bank headquartered in Elmira, NY. The bank currently has thirteen full-service locations in Chemung, Tompkins, Cayuga & Steuben Counties, as well as one loan center located in Broome County. Elmira Savings Bank strives to provide above-average returns to our shareholders while providing a broad range.
  • TWIN TIER MORTGAGE
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  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
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  • 90 E Bridge Street, Oswego, NY, 13126
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  • Solvay Bank
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