In 2026, the FHA loan limit in Sardinia county of Erie, NY stands at $472,030 for a single-family home, rising to $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.
Maximum conventional loan amounts are $726,200 for a single-family residence, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Our FHA calculator helps you find today’s optimal FHA rates and determine the essential down payment, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator facilitates comparisons of FHA rates and terms with those of other loan programs, covering Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly collates loan data from numerous lenders and matches it to your specific financial profile.
The Loan Limits Comparison Table for 2026 in Sardinia county of Erie, NY showcases FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To compare qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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