For the year 2025, the limits for FHA loans in Coram county, Suffolk, NY, are set at $1,089,300 for a single-family home. For dual-unit properties, it's $1,394,775; for those with three units, the amount is $1,685,850; and for four-unit structures, the cap is at $2,095,200.
When discussing conventional loans, the highest permissible loan figure for a single-family residence is $1,089,300. This increases to $1,394,775 for two-unit houses, $1,685,850 for properties with three units, and reaches $2,095,200 for four-unit dwellings.
Utilize our FHA calculator to access today’s top FHA rates and determine what downpayment, income, credit, reserves, and documents you will need to qualify.
The Lendersa® calculator empowers you to evaluate FHA rates and terms alongside those offered by other loan programs. Delve into comparisons, weighing FHA against Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money options.
Lendersa® accumulates loan program information from thousands of lending institutions, allowing swift comparisons tailored to fit your specific financial scenario and requirements.
Our comprehensive Loan Limits Comparison Table for 2025 in Coram county of Suffolk, NY, enables comparisons across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money limits. To examine qualification criteria like income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
