In 2025, the FHA loan limits in Medford county of Suffolk, NY stand at $1,089,300 for a single-family home and adjust to $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for four units.
For conventional loans, the maximum for a single-family home is $1,089,300, increasing to $1,394,775 for two units, $1,685,850 for three-unit residences, and $2,095,200 for four units.
Utilize our FHA calculator to find today’s optimal FHA rates and identify what downpayment, income, credit, reserves, and documents are required for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loans such as Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Lendersa® collects loan data from thousands of lenders, comparing it efficiently with your specific financial needs and profile.
The Loan Limits Comparison Table for 2025 in Medford county of Suffolk, NY, showcases maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and Hard Money. To assess qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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