In 2025, the FHA loan limit for Corinth county, located in Saratoga, NY, is $472,030 for a single-family home. It increases to $604,400 for two-units, $730,525 for three-units, and reaches $907,900 for four-units.
The maximum loan for conventional loans on a single-family residence is $726,200. For two-units, it is $929,850, for three-units it's $1,123,900, and for four-units, the limit is $1,396,800.
Start using our FHA calculator to access today’s best FHA rates and to determine the down payment, income, credit requirements, reserves, and documentation you need to qualify.
Lendersa® calculator provides the ability to compare FHA rates and terms with those of other loan options, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Drawing from thousands of lenders, Lendersa® compiles loan data and quickly matches it to your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 for Corinth county in Saratoga, NY showcases the maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification essentials like income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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