In 2026, the FHA loan limit for Darien, located in Genesee, NY, is set at $472,030 for a single-family home. For properties with two units, the limit is $604,400; for three units, it reaches $730,525; and for four units, it is $907,900.
For conventional loan amounts, the maximum for a single-family residence is $726,200. If you have a home with two units, the limit is $929,850. For three units, it goes up to $1,123,900, and for four units, it is $1,396,800.
Utilize our FHA calculator to find today's best FHA rates and assess required downpayments, along with evaluating income, credit, reserves, and documentation necessary for qualification.
The Lendersa® calculator enables comparisons of FHA rate and terms with those of other loans. Explore options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA loans.
Lendersa® collects data from thousands of lenders, rapidly comparing it against your financial needs and profile.
In Darien, county of Genesee, NY, the Loan Limits Comparison Table for 2026 provides a comparison of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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