In 2026, the FHA loan limits for Pembroke county in Genesee, NY are detailed as follows: $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for three-unit homes, and $907,900 for four-unit buildings.
The maximum conventional loan amounts for a single-family residence are $726,200. For two-unit residences, it's $929,850; for those with three units, $1,123,900; and for four-unit properties, the limit is $1,396,800.
To find today's best FHA rates, use our FHA calculator to determine necessary downpayments, income requirements, credits, reserves, and documentation needed for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms alongside other loan programs. Delve into options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans when comparing these with FHA offerings.
By accessing a vast array of data from thousands of lenders, Lendersa® efficiently compares these options against your unique financial profile and requirements.
Consult the Loan Limits Comparison Table for 2026 in Pembroke county of Genesee, NY to evaluate maximum amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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