In 2025, the FHA loan limit for Depew in Erie county, NY, is $472,030 for single-family homes, increasing to $604,400 for two-units, $730,525 for three-units, and $907,900 for four-units.
Regarding conventional loans, the cap is $726,200 for a single-family residence. It extends to $929,850 for two-units, $1,123,900 for three-units, and $1,396,800 for four-units.
To find today’s leading FHA rates and calculate downpayments, or check income, credit, reserves, and necessary documents, use our FHA calculator.
The Lendersa® calculator allows comparison of FHA rates and terms with other loan programs. Consider Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® processes loan data from thousands of lenders, quickly aligning it with your financial profile and needs.
Access the Loan Limits Comparison Table for 2025 in Depew, Erie, NY, covering FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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