For the year 2026, FHA loan limits in Lancaster county, Erie, NY are specified as follows: $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three-units, and $907,900 for four-unit buildings.
The maximum allowable amounts for conventional loans on single-family homes are set at $726,200. For two-units, the limit is $929,850; it extends to $1,123,900 for three-unit homes, and reaches $1,396,800 for four-unit residences.
Utilize our FHA calculator to find the best rates currently available and determine the qualifying downpayment, income, credit conditions, reserves, and documents.
With the Lendersa® calculator, you can compare the rates and terms of FHA loans with those of other loan types including Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.
Lendersa® gathers extensive data from numerous lenders, providing quick comparisons tailored to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Lancaster county of Erie, NY offers a comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Compare qualification criteria like income, reserves, and credit with Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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